Mortgage Repayment Calculator

See your weekly, fortnightly or monthly repayments — plus how much interest you'll pay over the life of your loan with a full year-by-year amortisation schedule.

$600,000
$100k$3M
6.50%
1.00%15.00%
30 years
5 years30 years

Repayment Type

Repayment Frequency

Estimated Monthly Repayment

$3,792

Over 30 years at 6.50% p.a.

Estimate

Total Repaid

$1,365,263

Total Interest

$765,263

56.1% of total

Loan Amount

$600,000

Principal$600,000
Total Interest$765,263
You'll pay $765,263 in interest over 30 years — 56.1% of everything you repay. Even an extra $100 per month can cut years off your loan.

Year-by-Year Schedule

YearPrincipalInterestBalance
Yr 1$6,706$38,803$593,294
Yr 2$7,155$38,353$586,138
Yr 3$7,635$37,874$578,503
Yr 4$8,146$37,363$570,357
Yr 5$8,692$36,817$561,666

This calculator provides estimates for general information purposes only. Results are not financial, tax or legal advice and do not take into account your personal circumstances. Always consult a licensed professional before making any financial decisions.

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