Smart Property Tools

Stamp Duty Calculator Australia 2026

Instantly estimate transfer duty for any Australian state or territory. Select your state below, enter the property price, and see your duty estimate in real time — including first home buyer concessions and foreign buyer surcharge.

NSWVICQLDSAWATASNTACT
$750,000
$100k$5M

Your Situation

Estimated Transfer Duty

$28,162

Effective rate: 3.75%

Estimate
Property Price$750,000
Transfer Duty$28,162
What this means: On a $750,000 property in New South Wales, transfer duty adds 3.8% to your upfront costs — roughly $28,162 on top of your deposit.
Rough total upfront (stamp duty + legal + inspection)~$31,662

This calculator provides estimates for general information purposes only. Results are not financial, tax or legal advice and do not take into account your personal circumstances. Always consult a licensed professional before making any financial decisions.

Stamp duty calculators by state

NSWNew South WalesFHB exempt to $800kVICVictoriaFHB exempt to $600kQLDQueenslandFHB exempt to $500kSASouth AustraliaWAWestern AustraliaFHB exempt to $430kTASTasmaniaFHB exempt to $600kNTNorthern TerritoryFHB exempt to $650kACTAustralian Capital TerritoryFHB exempt to $1000k

Stamp Duty Australia — Frequently Asked Questions

What is stamp duty in Australia?↓

Stamp duty (officially called transfer duty or conveyance duty) is a state government tax payable when you purchase property. Each state and territory sets its own rates and thresholds. It is one of the largest upfront costs when buying a home.

Which state has the lowest stamp duty?↓

The ACT has the lowest effective stamp duty rates for most property price ranges, followed by the NT. NSW and VIC tend to have higher rates for mid-range properties. First home buyer concessions vary significantly by state.

Do first home buyers pay stamp duty in Australia?↓

Many states offer full exemptions or concessions for first home buyers up to a price threshold. NSW exempts FHBs on properties up to $800,000. VIC exempts up to $600,000. ACT eligible FHBs pay no duty up to $1,000,000. QLD, WA, TAS and NT also offer concessions. SA has no stamp duty concession for FHBs.

Can stamp duty be added to a home loan?↓

Some lenders allow stamp duty to be added to the loan amount, but this increases your borrowing and the interest you pay over time. Most lenders require stamp duty to be paid from your own funds at settlement.

Is stamp duty the same as transfer duty?↓

Yes — transfer duty is the modern official name used in most Australian states. It replaced the term "stamp duty" in most state legislation, though the terms are used interchangeably.

Next step: calculate your mortgage repayments

Know your stamp duty? See what your weekly repayments will look like.

Mortgage Calculator →