Smart Property Tools

Stamp Duty Calculator NSW 2026

Use this free stamp duty calculator to estimate your transfer duty in New South Wales for 2026. Rates are sourced from Revenue NSW. First home buyers may be exempt or receive a concession on properties up to $800k.

NSWVICQLDSAWATASNTACT
$750,000
$100k$5M

Your Situation

Estimated Transfer Duty

$28,162

Effective rate: 3.75%

Estimate
Property Price$750,000
Transfer Duty$28,162
What this means: On a $750,000 property in New South Wales, transfer duty adds 3.8% to your upfront costs — roughly $28,162 on top of your deposit.
Rough total upfront (stamp duty + legal + inspection)~$31,662

This calculator provides estimates for general information purposes only. Results are not financial, tax or legal advice and do not take into account your personal circumstances. Always consult a licensed professional before making any financial decisions.

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Stamp Duty NSW — Frequently Asked Questions

How is stamp duty calculated in New South Wales in 2026?↓

Stamp duty (transfer duty) in New South Wales is calculated using progressive bracket rates set by Revenue NSW. The rate increases as the property price increases. Use the slider above for an instant estimate.

Do first home buyers pay stamp duty in NSW?↓

Full exemption on properties up to $800,000. Concession available up to $1,000,000.

When do you pay stamp duty in NSW?↓

In New South Wales, stamp duty is typically due within 3 months of signing the contract of sale. Your conveyancer or solicitor will arrange payment as part of the settlement process.

Is stamp duty tax deductible in NSW?↓

For investment properties, stamp duty paid on the purchase is generally not immediately deductible — it is added to the cost base of the property and may reduce capital gains tax when you sell. For owner-occupied homes, stamp duty is not deductible. Always consult a registered tax agent for your specific situation.

What is the foreign buyer surcharge in NSW?↓

Foreign buyers purchasing residential property in New South Wales pay an additional surcharge of 8% on top of standard transfer duty. This applies to non-residents and foreign nationals.

How much is stamp duty on an $800,000 property in NSW?↓

For an $800,000 property in NSW, stamp duty is approximately $31,335 for standard buyers. First home buyers purchasing an established home at this price pay $0 duty (full exemption applies up to $800,000 in 2026).

Next step: calculate your mortgage repayments

Know your stamp duty? Now see what your weekly repayments will look like.

Mortgage Calculator →